The procedure for opening and closing accounts for users of payment services has been updated: what has changed

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The procedure for opening and closing accounts for users of payment services has been updated: what has changed
The procedure for opening and closing accounts for users of payment services has been updated: what has changed

The National Bank of Ukraine has updated the procedure for opening and closing user accounts by payment service providers. Key changes include:

  1. Signature Requirement Removed: The rule requiring a physical signature for account holders, including individuals and businesses, has been removed. This change helps individuals who may be unable to sign due to illness or other reasons, making account use smoother without the need for a handwritten signature.
  2. Special Use Accounts: The update clarifies that current accounts with special usage conditions (e.g., for specific legal purposes) are still categorized as regular current accounts.
  3. Authorized Account Access: The rules regarding who can manage and authorize payments on an account have been clarified. This ensures better understanding of who is authorized to perform transactions on behalf of an account holder.

These updates, effective from November 21, 2024, aim to streamline financial transactions and improve access to banking services. For more details, you can read the official update on the National Bank’s website.

Source: NBU

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